Panic Stack · 50 verticals · 13 live clocks · one verify rail
You sell. We fulfill. Every receipt settles on /verify. Pick a regulatory clock — NAIC Sept 30, GSE mortgage, CG 40 47, Mobley, Lokken, agentic commerce, DoDD 3000.09. Close with 5-pack prepaid, twin receipt, or rush surcharge. Velaru runs enroll, bind-gate, stranger verify, and export under your brand.
Erra reads the signal · Velaru proves the gate · Verra runs both before bind · Mishara documents harm — one verify URL, no login.
Scope one workflow · credits toward pilot · deliverable includes verify URL in client template. Same bind-time rail as rush SKUs — without the sprint commitment.
/verify proves the agent was authorized. Counsel, examiners, and underwriters open https://velaru.xyz/verify — not your dashboard.50% deposit starts work same night. Balance on verify-ready delivery. Attach panic order form + partner agreement.
Wholesale · same renewal or exam cycle · five insureds or five decision points.
Deposit $9,000 · you retail $35K–$60K+
Order 5-pack →Velaru proof + Erra signal · same bind room · two SOWs · inverse custody.
Deposit $5,500 · list $17K separate · retail $18K–$28K
Order twin →NAIC survey clock · lineage remediation sprint · stranger verify + export.
Deposit $4,500 · retail $18K–$25K · /exhibit-d
Order rush →Add-ons: Spoliation surcharge +$2,000 wholesale (any vertical · Type III ordinary-course) · Monitor $199/mo wholesale after 90-day window
Filter SKU shelf by forcing function. Every row uses the same /verify rail — different buyer, same receipt physics.
12 pilot states · Exhibits A–D · lineage at bind, not post-hoc logs. Third-party vendor registry converges late 2026 — carriers need proof now.
| SKU | Wholesale | You retail | Buyer | Wedge |
|---|---|---|---|---|
| Exhibit D Decision-Point Pack NAIC rush $9K |
$8,500–$12,000 Rush: $9,000 |
$15,000–$25,000 | Carrier · MGA · actuarial | /exhibit-d |
| Bind-gate pilot 10 insureds |
$12,000 | $20,000+ | Carrier compliance | /insurance |
| Silent AI Proof Sprint CG 40 47 |
$4,500 / insured | $7,500–$12,000 | Wholesale broker | /broker-relay |
| 5-pack same renewal cycle prepaid |
$18,000 | $35,000+ | ProExec · multi-insured | /broker-relay |
| GSE Mortgage sprint LL-2026-04 |
$8,500 | $12,000+ | Seller/servicer compliance | /mortgage-proof |
| Hiring Pre-Dispute Sprint Mobley · CT Oct 1 |
$7,500 | $12,000+ | Employer GC · defense firm | /hiring-proof |
| Claims AI proof Lokken |
$7,500 | $12,000+ | Insurer claims · coverage counsel | /claims-proof |
| Art 50 deployer sprint Aug 2 live |
$5,000 | $8,000+ | GC · DPO · platform trust | /chatbot-proof |
| Creator / deepfake proof | $6,000 | $10,000+ | Creator ops · brand GC | /creator-proof |
| Agentic commerce audit rail CMA · agent = employee |
$8,500 | $14,000+ | Retail · fintech · AgentCore shops | /integrate |
| DoDD 3000.09 human-control receipt ~Sept 3 |
$15,000–$25,000 | $30,000+ | Defense prime · gov contractor | /defense-proof |
| Vendor → carrier lineage pack registry prep |
$8,500 | $15,000+ | AI model vendors selling into insurers | /carrier |
| Tenant screening proof | $6,500 | $10,000+ | Property mgmt · screening vendors | /housing-proof |
| Type III Spoliation surcharge 803(7) · all verticals |
+$2,000 | Matter fee + sprint | Any counsel · 30-day delete trap | /bundle/pre-dispute |
| Erra Signal Sprint (twin) | $8,500 · bundle $11K w/ Velaru | $12,000+ | Same deal · signal custody | Erra → |
| Assessment (10-day seed) | $3,500 | $5,000+ | Skeptics · credits to pilot | /insurance |
| Proof Relay Monitor | $199/mo wholesale | $249–$699/mo | Any sprint client | Vertical pages |
/verify — no Velaru login on your client callMinimum activation: one sprint, 5-pack prepaid, or three monitor accounts.
| Model | You keep | Velaru | Insane-floor example |
|---|---|---|---|
| 5-pack prepaid | $17K–$42K margin | $18K wholesale | One signature · $9K deposit this week |
| Twin bundle | $7K–$17K margin | $11K wholesale | One carrier call · $5.5K deposit |
| Wholesale markup | Retail − wholesale | Fixed per SKU | 10 sprints/mo → $55K to you |
| Rev share (Model B) | 40% sprint · 20% monitor | 60% · 80% | Low-touch co-delivery |
AI-exposed operations: provide stranger-verifiable pre-bind proof (Handler Receipt + /verify link) or we cannot submit./verify · spoliation-pack.txt · NAIC Exhibit D export · monitor status · partner track /go/{desk}/demoReply with firm name, clock you'll lead with, and bundle (5-pack · twin · rush). MOU + panic order form same night.
HR AI, carrier tools, AgentCore / x402 stacks? Separate track — 90-day API pilot, Proof402 twin on restraint endpoints.
Design Partner application → Integration guideNisaba LLC · Patent #64/124,027 · Not legal advice · 50 verticals × 7 mandate layers · 343 registry · Start · Issuer-pays scoreboard