← Mandate Registry · 7 mandate layers · post_quantum

tech_data · NIST FIPS 203/204/205 · NSM-10 · EU eIDAS 2.0

Post-Quantum Cryptography

Harvest now decrypt later — receipts signed today must plan ML-DSA migration

—FL HB 919 AI disclosure + property insurance crisis

Regulatory exposure — commonly overlooked:
Ed25519 receipts valid today — quantum threat requires algorithm agility documented in receipt metadata. · Florida property insurers using AI for claims while Citizens backs up market — AI claim denial = political lightning rod.

TAM / Exposure

Global crypto migration · every signed receipt must plan PQC upgrade

Insurance lines

Cyber · E&O

Exhibit authority

Florida OIR AI Pack — PQC Migration Decision Audit Pack

Global leaders

NIST · NSA · Cloudflare · Google · CISA · Florida OIR · Citizens Property · Universal Property

FIPS 203/204/205

NIST PQC standards finalized — migration receipt proves compliance timeline.

eIDAS 2.0

EU qualified signatures moving to PQC — cross-border receipt compatibility.

Long retention

7-year financial records — receipts must survive quantum timeline.

[Florida] Hurricane claims AI

Post-Idalia/Ian claims AI scrutiny — bad faith with AI lowball estimate.

[Florida] Surplus lines

Florida largest homeowners market collapse — AI underwriting receipt mandatory for OIR exam.

[Text / Chat] Modality hook

Baseline — all frameworks apply to text decisions.

7 mandate layers (live)

Regulatory Clock Countdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition. Open →

Domain Classifier Industry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping. Open →

Exhibit / Filing Pack Regulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11. Open →

Mandate Registry Enroll deployers/insureds under vertical-specific governance mandate. Open →

Bind / Action Gate ALLOW/BLOCK before consequential action — bind policy, sell loan, deactivate worker. Open →

Compliance Certificate Deployer-facing downloadable cert — forward to counsel, auditor, regulator. Open →

Actuarial / Risk Feed Anonymized asymmetry signals for pricing, reserving, reinsurance correlation. Open →

Run post_quantum demo Regulatory calendar Download exhibit pack Verify independently