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← Mandate Registry · 7 mandate layers · minor_safety

platform · KOSA · COPPA · 18 USC 2258A

Minor Safety / Platform Child Protection

18 USC 2258A federal reporting — proof of detection AND proof of escalation

KOSA + EU AI Act prohibited practices enforcement
Regulatory exposure — commonly overlooked:
Platforms prove moderation in policy docs — regulators want proof of what AI refused to show minors. · CMA: you are liable for your AI agent like an employee — applies to every agentic commerce vertical.

TAM / Exposure

$200B+ social platform revenue · child safety = existential regulatory risk

Insurance lines

Platform liability · D&O · Cyber

Exhibit authority

UK CMA Agent Liability Pack — Platform Child Safety + NCMEC Audit Pack

Global leaders

Meta · Snap · Discord · NCMEC · Ofcom · CMA · ICO · FCA

KOSA liability

Duty of care for minors — recommendation AI logs are discovery gold.

EU Art 5 ban

Prohibited practices for minors — receipt of refusal is compliance artifact.

D&O personal

Section 230 narrowing — executives personally named in state AG suits.

[United Kingdom] Post-Brexit divergence

UK not bound by EU AI Act but CMA/ICO more aggressive on agents.

[United Kingdom] London market

Lloyd's syndicates need AI decision audit for specialty lines.

[Text / Chat] Modality hook

Baseline — all frameworks apply to text decisions.

7 mandate layers (live)

Regulatory Clock Countdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition. Open →
Domain Classifier Industry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping. Open →
Exhibit / Filing Pack Regulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11. Open →
Mandate Registry Enroll deployers/insureds under vertical-specific governance mandate. Open →
Bind / Action Gate ALLOW/BLOCK before consequential action — bind policy, sell loan, deactivate worker. Open →
Compliance Certificate Deployer-facing downloadable cert — forward to counsel, auditor, regulator. Open →
Actuarial / Risk Feed Anonymized asymmetry signals for pricing, reserving, reinsurance correlation. Open →
Run minor_safety demo Regulatory calendar Download exhibit pack Verify independently