legal_gov · Due Process Clause · Equal Protection Clause · EU AI Act Annex III
Judicial Sentencing / Parole
Algorithmic sentencing discovery requires independent verify — not vendor PDF
—FL HB 919 AI disclosure + property insurance crisis
Regulatory exposure — commonly overlooked:
Courts demanding AI transparency while vendors claim trade secret — cryptographic receipt resolves impasse. · Florida property insurers using AI for claims while Citizens backs up market — AI claim denial = political lightning rod.
TAM / Exposure
Govtech sentencing tools · Loomis v. Wisconsin precedent chain
Insurance lines
Municipal liability · Judicial E&O
Exhibit authority
Florida OIR AI Pack — Due Process Algorithmic Sentencing Pack
Global leaders
EU Commission · ACLU · COMPAS vendors · State court admins · Florida OIR · Citizens Property · Universal Property
COMPAS legacy
Wisconsin required disclosure — Velaru makes disclosure independently verifiable.
EU Art 14 oversight
Human oversight must be documented — not asserted in policy manual.
Municipal D&O
County buys risk assessment AI — county executives personally named in civil rights suits.
[Florida] Hurricane claims AI
Post-Idalia/Ian claims AI scrutiny — bad faith with AI lowball estimate.
[Florida] Surplus lines
Florida largest homeowners market collapse — AI underwriting receipt mandatory for OIR exam.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory ClockCountdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.Open →
Domain ClassifierIndustry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.Open →
Exhibit / Filing PackRegulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.Open →
Mandate RegistryEnroll deployers/insureds under vertical-specific governance mandate.Open →