international · SEBI LODR · DPDPA 2023 · RBI AI guidelines
India SEBI / DPDPA
DPDPA consent + SEBI algo trading disclosure — receipt satisfies both
—DPDPA 2023 + SEBI AI circular
Regulatory exposure — commonly overlooked:
Indian fintech uses US AI vendor — fintech owns DPDPA fine, vendor owns US jurisdiction only. · CNIL among most aggressive EU DPAs on AI — French language audit trail required.
TAM / Exposure
India 1.4B population · fastest AI adoption market
Insurance lines
D&O · E&O · Cyber
Exhibit authority
France CNIL AI Pack — India DPDPA + Market AI Pack
Global leaders
SEBI · RBI · Infosys · HDFC · Zerodha · CNIL · Mistral AI · AMF
SEBI LODR
Listed company AI disclosure — material AI risk to board and exchange.
RBI AI
Banking AI guidelines — explainability for credit decisions.
Cross-border
Data localization — receipt metadata stays in jurisdiction.
[France] Sovereign AI
France pushing Mistral/sovereign stack — receipts prove which model decided.
[France] AMF scrutiny
French financial markets AI — AMF expects algorithm documentation.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory ClockCountdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.Open →
Domain ClassifierIndustry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.Open →
Exhibit / Filing PackRegulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.Open →
Mandate RegistryEnroll deployers/insureds under vertical-specific governance mandate.Open →