legal_gov · APA Section 706 · SSA regulations · Due Process Clause
Government Benefits / Social Security
Due process requires explainable denial — Goldberg v Kelly extended to AI era
—NYDFS AI guidance + Local Law 144 enforcement
Regulatory exposure — commonly overlooked:
States using vendor benefits AI — state owns constitutional violation, vendor owns contract cap. · Local Law 144 requires annual bias audit — Velaru receipts are continuous audit, not annual snapshot.
TAM / Exposure
100M+ benefits recipients US · algorithmic denial litigation
Insurance lines
Municipal liability · Fidelity
Exhibit authority
New York AI Governance Pack — Benefits Eligibility Algorithm Audit Pack
Global leaders
SSA · CMS · UK DWP · ACLU · EU Commission · NYDFS · NYC DCWP · Goldman Sachs
AFDC legacy
Automated denial without hearing = procedural due process violation — receipt enables hearing.
EU FRIA
Fundamental rights impact assessment required for public benefits AI — Exhibit pack maps to FRIA.
Medicaid unwinding
AI re-determination errors affected 20M+ — class actions forming.
[New York] Financial capital
NYDFS regulates insurers AND banks — same receipt primitive for both books.
[New York] Hiring audit law
NYC AEDT law is template for other cities — receipt architecture scales municipally.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory ClockCountdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.Open →
Domain ClassifierIndustry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.Open →
Exhibit / Filing PackRegulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.Open →
Mandate RegistryEnroll deployers/insureds under vertical-specific governance mandate.Open →