legal_gov · APA Section 706 · SSA regulations · Due Process Clause
Government Benefits / Social Security
Due process requires explainable denial — Goldberg v Kelly extended to AI era
—Privacy Act reforms + APRA CPS 234
Regulatory exposure — commonly overlooked:
States using vendor benefits AI — state owns constitutional violation, vendor owns contract cap. · APRA expects bank AI incident documentation within 72h — receipt enables notification.
TAM / Exposure
100M+ benefits recipients US · algorithmic denial litigation
Insurance lines
Municipal liability · Fidelity
Exhibit authority
Australia APRA AI Pack — Benefits Eligibility Algorithm Audit Pack
Global leaders
SSA · CMS · UK DWP · ACLU · EU Commission · APRA · Commonwealth Bank · BHP
AFDC legacy
Automated denial without hearing = procedural due process violation — receipt enables hearing.
EU FRIA
Fundamental rights impact assessment required for public benefits AI — Exhibit pack maps to FRIA.
Medicaid unwinding
AI re-determination errors affected 20M+ — class actions forming.
[Australia] Mining + AI
Australia resource sector AI — WHS obligations for automated safety decisions.
[Australia] Insurance pool
APRA general insurance AI pricing scrutiny — asymmetry feed relevant.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory ClockCountdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.Open →
Domain ClassifierIndustry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.Open →
Exhibit / Filing PackRegulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.Open →
Mandate RegistryEnroll deployers/insureds under vertical-specific governance mandate.Open →