← Mandate Registry · 7 mandate layers · funeral_services
healthcare · HIPAA · FDA SaMD guidance · EU AI Act Annex III
Funeral / Death Care AI
AI obituary/grief bot liability — wrongful infliction of emotional distress claims rising
—FTC funeral rule + state board enforcement
Regulatory exposure — commonly overlooked:
Funeral home owns AI error — vendor owns 'memorial tech' disclaimer · Texas pro-business reputation hides aggressive AG on deceptive AI — FTC §5 parallel enforcement.
Grief bot litigation
Character.AI parallel — AI grief counselor said what to family at worst moment.
State board
Funeral directors licensed — AI without documentation loses license
[Texas] Energy + AI
Texas grid AI + oil/gas AI — critical infrastructure receipts under state scrutiny.
[Texas] Insurance hub
Texas surplus lines market — AI governance for non-admitted carriers.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory Clock
Countdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.
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Domain Classifier
Industry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.
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Exhibit / Filing Pack
Regulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.
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Mandate Registry
Enroll deployers/insureds under vertical-specific governance mandate.
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Bind / Action Gate
ALLOW/BLOCK before consequential action — bind policy, sell loan, deactivate worker.
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Compliance Certificate
Deployer-facing downloadable cert — forward to counsel, auditor, regulator.
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Actuarial / Risk Feed
Anonymized asymmetry signals for pricing, reserving, reinsurance correlation.
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