healthcare · HIPAA · FDA SaMD guidance · EU AI Act Annex III
Funeral / Death Care AI
AI obituary/grief bot liability — wrongful infliction of emotional distress claims rising
—Colorado AI Act high-risk deployment
Regulatory exposure — commonly overlooked:
Funeral home owns AI error — vendor owns 'memorial tech' disclaimer · First comprehensive US state AI law — impact assessments require documentation Velaru generates.
TAM / Exposure
$20B US death care
Insurance lines
E&O · Cyber · Sector liability
Exhibit authority
Colorado AI Act Pack — Funeral / Death Care AI External Validation Pack
Global leaders
Service Corporation Intl · FTC · NFDA · CO AG · Counterpart · Colorado Division of Insurance
Grief bot litigation
Character.AI parallel — AI grief counselor said what to family at worst moment.
State board
Funeral directors licensed — AI without documentation loses license
[Colorado] Developer vs deployer
Colorado splits obligations — receipt chain clarifies who documented what when.
[Colorado] Insurance nexus
Colorado insurers using AI in underwriting must comply while selling AI EPL.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory ClockCountdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.Open →
Domain ClassifierIndustry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.Open →
Exhibit / Filing PackRegulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.Open →
Mandate RegistryEnroll deployers/insureds under vertical-specific governance mandate.Open →