healthcare · HIPAA · FDA SaMD guidance · EU AI Act Annex III
Funeral / Death Care AI
AI obituary/grief bot liability — wrongful infliction of emotional distress claims rising
—FTC funeral rule + state board enforcement
Regulatory exposure — commonly overlooked:
Funeral home owns AI error — vendor owns 'memorial tech' disclaimer · CNIL among most aggressive EU DPAs on AI — French language audit trail required.
TAM / Exposure
$20B US death care
Insurance lines
E&O · Cyber · Sector liability
Exhibit authority
France CNIL AI Pack — Funeral / Death Care AI External Validation Pack
Global leaders
Service Corporation Intl · FTC · NFDA · CNIL · Mistral AI · AMF · ACPR
Grief bot litigation
Character.AI parallel — AI grief counselor said what to family at worst moment.
State board
Funeral directors licensed — AI without documentation loses license
[France] Sovereign AI
France pushing Mistral/sovereign stack — receipts prove which model decided.
[France] AMF scrutiny
French financial markets AI — AMF expects algorithm documentation.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory ClockCountdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.Open →
Domain ClassifierIndustry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.Open →
Exhibit / Filing PackRegulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.Open →
Mandate RegistryEnroll deployers/insureds under vertical-specific governance mandate.Open →