← Mandate Registry · 7 mandate layers · adult_platform

platform · IL HB 3773 · BIPA · IHRA

Adult Platform / Creator Payout

Payout hold + crisis escalation receipt — companion_crisis SKU adjacent

—HB 3773 AI in employment (live)

Regulatory exposure — commonly overlooked:
Platform releases payout during dispute — platform owns 2257 and chargeback tail. · Chicago = AmTrust HQ = hiring AI civil rights law live NOW. Notice + audit trail or per se violation.

TAM / Exposure

$7B+ OnlyFans gross · creator platform rake

Insurance lines

Cyber · E&O

Exhibit authority

Illinois IHRA AI Pack — Adult Platform Escalation + Payout Pack

Global leaders

OnlyFans-class · Clip platforms · Live cam ops · IL Dept Human Rights · AmTrust · Equifax Workforce

Creator payout gate

Bind before large withdraw — same as grey gaming rail.

Crisis escalation

SB 243 receipt rail for companion-adjacent apps.

Chargeback fraud

Stranger verify on release decision.

[Illinois] BIPA + HB 3773 stack

Biometric hiring + AI employment decisions — double exposure for same tool.

[Illinois] Home court

Illinois employers and insurers underwriting them need Illinois-specific receipt metadata.

[Text / Chat] Modality hook

Baseline — all frameworks apply to text decisions.

Operator rail — clear-before-wire on release creator payout / escalate crisis. 60s HOLD demo → · Payout gate → · Volume pricing → · Clauses →

7 mandate layers (live)

Regulatory Clock Countdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition. Open →

Domain Classifier Industry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping. Open →

Exhibit / Filing Pack Regulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11. Open →

Mandate Registry Enroll deployers/insureds under vertical-specific governance mandate. Open →

Bind / Action Gate ALLOW/BLOCK before consequential action — bind policy, sell loan, deactivate worker. Open →

Compliance Certificate Deployer-facing downloadable cert — forward to counsel, auditor, regulator. Open →

Actuarial / Risk Feed Anonymized asymmetry signals for pricing, reserving, reinsurance correlation. Open →

Run adult_platform demo Regulatory calendar Download exhibit pack Verify independently