{"book_asymmetry_distribution":[],"carrier_id":null,"cer_runtime_export":{"decision_count":0,"decisions":[],"schema":"velaru-cer-export-v1","transfer_aligned_count":0,"transfer_aligned_ratio":null},"cross_platform_entries":[],"disclaimer":"Anonymized behavioral signals \u2014 not filed loss development. For actuarial correlation study with carrier loss triangles.","entry_count":0,"generated_at":"2026-08-15T23:29:43.981298Z","insurance_lines":["D&O","E&O","Cyber"],"schema_version":"velaru-galactic-actuarial-1.0","tam_note":"India 1.4B population \u00b7 fastest AI adoption market","vertical_key":"india_sebi","vertical_name":"India SEBI / DPDPA"}