{"book_asymmetry_distribution":[],"carrier_id":null,"cer_runtime_export":{"decision_count":0,"decisions":[],"schema":"velaru-cer-export-v1","transfer_aligned_count":0,"transfer_aligned_ratio":null},"cross_platform_entries":[],"disclaimer":"Anonymized behavioral signals \u2014 not filed loss development. For actuarial correlation study with carrier loss triangles.","entry_count":0,"generated_at":"2026-08-15T23:27:07.188322Z","insurance_lines":["Municipal liability","Social services E&O"],"schema_version":"velaru-galactic-actuarial-1.0","tam_note":"400K+ children in foster care US \u00b7 AFST-style tools nationwide","vertical_key":"child_welfare","vertical_name":"Child Welfare / Foster Care"}
